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Welcome to Michelle Koch'sCottonwood Heights, Salt Lake City and Sandy Real Estate Website

Welcome! Welcome to my website. Thank you for visiting. Here You Can Find Great Information on Utah real estate, schools, Statistical information, and cities information; Cottonwood Heights, Salt Lake City, Sandy, Draper, South Jordan, West Jordan, Downtown Salt Lake and many other wonderful Salt Lake County cities. I have been fortunate to help over 400 families since 1996. Hope you find this information helpful.

Looking for homes? Thinking about buying or selling in Salt Lake, Cottonwood Heights, Draper, Sugarhouse or any of the wonderful cities surrounding the greater Salt Lake area? Search everything the web has to offer, right here! Don't miss my Feature Homes area and advice about buying or selling.

Need information about your neighborhood? Our Salt Lake market has experienced the greatest growth in history appreciation wise; wish to know how your city and neighborhood has increased in value; I can tell you with no obligation. I've have also summarized much of what is important about the Cottonwood Heights, Salt Lake City and Sandy real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate professional. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job and I love it!

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free whether you wish to buy or sell or simply preparing for it in the future. Why? I want to be YOUR Realtor so please call me to interview. I'd Love to meet you. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Cottonwood Heights, Salt Lake City and Sandy real estate agent, I have the experience and track record you are looking for. Please let me help.

- Michelle Koch

School Reports in Cottonwood Heights, Salt Lake City and Sandy, Utah

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Schools in Cottonwood Heights, Salt Lake City and Sandy

Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Q	What is considered one of the key elements of the American dream?
A	Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year.
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Michelle Koch, REALTOR®, real estate agent and broker for Cottonwood Heights, Salt Lake City and Sandy, Utah home listings, property and land for sale - NUMBER1EXPERT(tm)

Michelle Koch
RE/MAX Associates
6629 S 1300 East
Salt Lake City, UT 84121
MOBILE: 801-641-8724
OFFICE: 801-365-3310
FAX : 801-365-3311
Email: Michelle@MichelleKoch.com

Since my Real Estate career started in 1996 I have enjoyed working with over 400 families buying or selling their homes; many transfering from other states like myself. I came to Utah from Maine to attend the U of U and this past time in 1994 to make Utah my permanent home. I worked in the Hospitality Industry for 15 years specializing in Luxury 5 Star Hotels. That management foundation has provided me with the necessary background to service my Real Estate clients with excellence and dedication - "Bringing 5 Star Service to Real Estate". My husband, Rob Davis, joined me in real estate in 2002 and together we have a very successful real estate company and are proud to work for RE/MAX Associates.

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