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Michelle Koch
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 801-641-8724.

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  • Why Buyers Choose Michelle Koch - Why homebuyers looking for a real estate agent in the Cottonwood Heights, Salt Lake City and Sandy area choose Michelle Koch.

  • Latest Listings - Get Michelle Koch's latest Cottonwood Heights, Salt Lake City and Sandy listings of homes for sale first!

  • Find Your Perfect Home - Michelle Koch will search for your ideal home and email you the newest Cottonwood Heights, Salt Lake City and Sandy MLS listings of properties in Salt Lake County County UT.

  • First Time Homebuyers - Are you a first time homebuyer in Cottonwood Heights, Salt Lake City and Sandy, UT? Choose a top real estate agent. Michelle Koch can guide your home buying search.

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  • Go to Main Sitemap - Main sitemap sections include Find Cottonwood Heights, Salt Lake City and Sandy Homes, For Home Buyers, For Home Sellers, Cottonwood Heights, Salt Lake City and Sandy Information, Real Estate Resources, and About Michelle Koch.

 

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School Reports in Cottonwood Heights, Salt Lake City and Sandy, Utah
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What was considered the world's tallest building one hundred years ago?

A 
The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures.
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Michelle Koch, REALTOR®, real estate agent and broker for Cottonwood Heights, Salt Lake City and Sandy, Utah home listings, property and land for sale - NUMBER1EXPERT(tm)

Michelle Koch
RE/MAX Associates

6629 S 1300 East
Salt Lake City, UT 84121
MOBILE: 801-641-8724
OFFICE: 801-365-3310
FAX : 801-365-3311
Email: Michelle@MichelleKoch.com

Since my Real Estate career started in 1996 I have enjoyed working with over 400 families buying or selling their homes; many transfering from other states like myself. I came to Utah from Maine to attend the U of U and this past time in 1994 to make Utah my permanent home. I worked in the Hospitality Industry for 15 years specializing in Luxury 5 Star Hotels. That management foundation has provided me with the necessary background to service my Real Estate clients with excellence and dedication - "Bringing 5 Star Service to Real Estate". My husband, Rob Davis, joined me in real estate in 2002 and together we have a very successful real estate company and are proud to work for RE/MAX Associates.

REALTOR GRI MLS RELO Equal Housing


Michelle Koch and Company
RE/MAX Associates

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